Friday, September 4, 2020

Sex Education at School level Free Essays

To oppress a country or a nation pulverize its writing, its history or more the entirety of its way of life. This is the thing that the English men do to fix the obligations of bondage on India. What's more, we Indians are making happy over the remains of our antiquated culture and human advancement. We will compose a custom exposition test on Sex Education at School level or then again any comparative theme just for you Request Now Our Rishis who were researchers, scholars, evangelists, rationalists and warriors too had isolated human life into four periods. As indicated by them normal expectance of life in India was 100 years. Initial a quarter century time frame was intended for physical, abstract and profound instruction, second thirty five years for example up to the age of sixty years were intended for family life then Vanprasth lastly sanyas. For the initial a quarter century one and the preeminent and mandatory standard was â€Å"Brhamcharya† meaning patience over sexual emotions. A Brahmchari who was basically an understudy, a vidyarthi and a student of the Guru could never think as far as sex. He was instructed not to recognize male and female. To him all females were either moms or sisters. He had to accept that bosoms of a woman are nevertheless an opposed of fragile living creature and fat, such a disfigurement not an inside for fascination. Furthermore, with this kind of training we have the glad benefit of having extraordinary characters like Swami Ram Kishna Paramhans, Swami Vivekanda, Swami Ram Terth, Subhash Chand Bose, Swami Dayanand, Jagat master Shankracharya not in far off past while incredible men like Bhishma Pitamah of ancient days. Indeed, even today we have various pioneers both male and female who have followed the holy way of Brahamcharya and are exceptional characters in each field of life. The names of our leader A. P. T. Abdul Kalam and Atal Behari Vajpayee ex. Leader might be refered to as models. Presently affected by western progress there is a discussion of granting sex training at school level. A straightforward inquiry to the promoters of sex instruction? Sex in not an attribute of people as it were. It is found for all intents and purposes in every single living creature, winged creatures, creepy crawlies and even in plant realm. Who instructs sex to bovine or a wild ox or a jackass or a fowl or a creepy crawly. Sex is a characteristic impulse and needs no injury, no instructing and no showing. Sex in creature and plant realm isn't wild. It is constrained naturally. In any case, sex in human must be constrained without anyone else control, by lessons and making a climate antagonistic to the sentiments of sex for example following the way of Brahmcharya. Premaritalâ sex is a wrongdoing. Plural marriage is precluded by law just as by society and furthermore by religion. After all what is the motivation behind sex training? Under pretense of AIDS the promoters of sex instruction argue for its need. Be that as it may, when sex is disallowed no uncertainty however in the event that you at all enjoy, at that point there are security gauges in this manner. It is much the same as telling a cheat that submitting burglary is illicit yet in the event that you do it, receive safe ways. One thing more. There is developing pattern of co-training at school level. Simply envision a female unmarried instructor training injury on sex to a class comprising of young men and young ladies or a male educator doing likewise work in his group. How might the supporters of sex training face such a circumstance? Is it at all prudent or practicable? Subsequently we should adhere to our social customs and ought to give such instruction as would stir in them a s entiment of a desire for moral conventions of India culture. Exercises featuring the significance of profound quality ought to remember for course readings of English and Hindi writing as likewise in educational program of subjects like History and Civics. A free order of good morals might be given to the understudies in the petition gatherings and the understudies must be given possibilities express their sentiments and uncover their learning. Physical preparing must likewise be presented as mandatory subject and productive preparing of YOGA might be granted to the understudies. YOGA may likewise be made obligatory for scouts and N.CC. Cadets. It is a period that we emerge to the event and spare our youngsters from the malevolent sentiments of sex and inject in them the sprit of patience with the goal that sex may not go into their mind’s skyline. In that lies the salvation of our general public and the nation on the loose. The most effective method to refer to Sex Education at School level, Papers

Tuesday, August 25, 2020

An Outline for Business School Essays

An Outline for Business School Essays In the past page we examined the significance of making a customized composing plan for your school paper. Since you have (ideally) finished that task, I might want to present the subsequent stage in the application paper process: creating a framework. Delivering a quality framework is essential recorded as a hard copy a vital sythesis. As I would like to think, the more characterized the blueprint, the better the article. Despite what sort of school article you are wanting to compose, it generally serves to initially build up a diagram. For contention, lets state that you are composing a business college exposition. Business college articles are the same as some other kinds of papers regarding the imaginative procedure. Like any organization, you should initially make a diagram. A diagram is basically a consolidated treatment of a specific subject. For this situation, the subject is business college articles. Thusly, the equation for your business college paper may remember an area for the individual occasions throughout your life which drove you to coordinate your examinations towards a degree in business organization. Whatever the subject, ensure that your blueprint remembers explicit directions for what youd like to remember for your piece. Make your school article as you would a guide. Be exact, be characterized, or more all be legitimate. From business college articles to undergrad affirmations structures, one thing is for sure: the better the layout the better the paper. I suggest that you take a couple of days to make your framework. When you feel certain with your treatment, you can progress to the following stage. In the in the interim, on the off chance that you have any inquiries concerning MBA expositions or in the event that you might want to see tests of value confirmations articles, I propose that you get to the contiguous connection.

Saturday, August 22, 2020

Financial Analysis of Bank of America

Budget summary Analysis of Bank of America Group 1 Chen, Yelin Dong, Xiaoxu Gransbach, Jennifer Shuai, Wang Weiss, Charles 1Financial Statements of Bank of America1 1. 1Balance sheet1 1. 2Income statement2 1. 3Regulatory capital ratios2 1. 4Investment portfolio2 1. 5Impact of the FSP FAS 115-2 and FAS 124-2 on OTTI3 1. 5. 1Bank of America3 1. 5. 2JP Morgan Chase3 1. 5. 3Citi Group3 1. 6Netting Financial Instruments3 1. 6. 1Bank of America4 1. 6. 2Comparable banks4 1. 6. 3Analysis of the impact4 2Fair Value Accounting for Financial Instruments4 2. Reasonable worth accounting4 Table 6 Summary of the Fair Value Income5 2. 2Opinions about reasonable worth accounting5 3Interest Rate Risk and Net Interest Earnings6 3. 1Net intrigue margin6 3. 2Interest rate risk7 4Credit Risk and Losses7 4. 1Main misfortune hold sufficiency ratios8 4. 2Policy to assign past due credits as non-performing8 4. 3Adequacy of the bank’s recompense for credit losses8 4. 4Disclosure strategies identifying w ith loans8 5Appendix9 * Part 1 Financial Statements of Bank of America . 1. 1 Balance sheetBank of America’s accounting report has absolute resources of $2,129,046 million of every 2011, which is not exactly last year’s $2,264,909 million, a genuinely critical decrease. There are a couple of essential resources on the asset report. The biggest resource is credits and rents which makes up 41. 92% of the complete resources. The following biggest resource was Available-For-Sale protections making up 12. 97% of absolute resources. Complete liabilities on the accounting report were $1,898,945 million, with the essential risk being stores in U. S. workplaces both enthusiasm bearing and noninterest bearing, at 50. 4% of all out liabilities. The following biggest obligation was long haul obligation at 19. % of all out liabilities. In millions| 2011| % of absolute assets| 2010| % of all out assets| % chg from 2010-2011| Total asset| 2,029,046 | 100. 00%| 2,264,909 | 100. 00%| - 10. 41%| Loans and leases| 892,417 | 43. 98%| 898,555 | 39. 67%| - 0. 68%| Available-for-sale| 276,151 | 13. 61%| 337,627 | 14. 91%| - 18. 21%| Total liabilities| 1,898,945 | 93. 59%| 2,036,661 | 89. 92%| - 6. 76%| Total deposits| 1,033,041 | 50. 91%| 1,010,430 | 44. 61%| 2. 24%| Deposits in U. S. offices| 957,042 | 47. 17%| 930,913 | 41. 10%| 2. 81%| Long-term debt| 372,265 | 18. 35%| 448,431 | 19. 80%| - 16. 98%| Leverage ratio| 14. 0 | ? | 8. 92 | ? | 63. 58%| Table 1 Selected Financial Data from Balance Sheet of Bank of America Chase and Citi are genuinely comparable in size and dispersion of their monetary records. Pursue and Citi have absolute resources of 2,265,792 and 1,873,878( ) individually, both with somewhat lower credits as a level of all out resources at marginally over 30%, while AFS protections are around 16% of all out resources for each. Liabilities are likewise fundamentally the same as, with Chase having absolute liabilities of $2,082,219 million and Citi $1,69 4,305 million. The essential details are additionally fundamentally the same as by and by with Chase’s all out stores 54. 6% and long haul obligation 22. 77% of absolute liabilities, while Citi has stores 51. 11% and long haul obligation of 19. 09%. As indicated by the stores in U. S. workplaces, BOA concentrate more in U. S market and Citi center more around advertise outside U. S. In millions| Bank of America| % of complete assets| JP Morgan Chase| % of absolute assets| Citi Group| % of all out assets| Total asset| 2,129,046 | 100. 00%| 2,265,792 | 100. 00%| 1,873,878 | 100. 00%| Loans and leases| 892,417 | 41. 92%| 696,111 | 30. 72%| 617,127 | 32. 93%| Available-for-sale| 276,151 | 12. 97%| 364,793 | 16. 10%| 293,413 | 15. 66%| ? | ? | ? | ? | ? | ? | ? |In millions| Bank of America| % of all out liabilities| JP Morgan Chase| % of all out liabilities| Citi Group| % of complete liabilities| Total liabilities| 1,898,945 | 100. 00%| 2,082,219 | 100. 00%| 1,694,305 | 100. 00%| Total deposits| 1,033,041 | 54. 40%| 1,127,806 | 54. 16%| 865,936 | 51. 11%| Long-term debt| 372,265 | 19. 60%| 256,775 | 22. 77%| 3,235,050 | 190. 94%| Leverage ratio| 8. 25 | ? | 11. 34 | ? | 9. 44 | ? | In millions| Bank of America| % of all out deposits| JP Morgan Chase| % of all out deposits| Citi Group| % of complete deposits| Deposits in U. S. offices| 957,042 | 92. 64%| 851,534 | 75. 0%| 343,288 | 39. 64%| Table 2 Selected Financial Data from Balance Sheets of Three Banks in 2011 in case of a bank run, Bank of America will be in a difficult situation because of its high influence, like numerous banks. Bank of America has stores of $1,033,041 million, among which fluid resources just have $314,425 million, including money and money counterparts of $120,102 million, time stores and other momentary ventures of $26,004 million and exchanging resources of $169,319 million. Indeed, even with the capacity to exchange those non-money resources, it will in any case just have the opt ion to respect marginally over 30% of its depositors.Income proclamation The essential detail on Bank of America’s salary articulation is total compensation of $1,446 million, which expanded contrasted with a total deficit of 2,238 out of 2010. Intrigue salary was $66,236 million, down from $75,497 million of every 2010. All out intrigue cost was $21,620 million, which causes the net intrigue pay to become $44,616 million, down 13. 4% from the earlier year. Finally, complete noninterest pay was $48,838 million, diminished by 16. 8% from 2010. This is somewhat because of the large loss of home loan banking salary, diminishing from $2,734 million out of 2010 to $(8,830) million in 2011.Chase and Citi had comparative patterns, both marginally expanding their main concern while having net premium pay decline marginally. Administrative capital proportions 2011| Bank of America| JP Morgan Chase| Citi Group| To be well capitalized| Leverage ratio| 7. 53%| 6. 80%| 7. 19%| 5%| Tier 1 hazard based capital ratio| 12. 40%| 12. 30%| 13. 55%| 6%| Total hazard based| 16. 75%| 15. 40%| 16. 99%| 10%| Table 3 Regulatory Capital Ratios of Three Banks in 2011 In 2011, Bank of America was viewed as very much promoted for every one of the three administrative ratiosâ€Tier 1 capital, hazard based capital and leverage.Bank of America marginally expanded the entirety of its proportions from 2010 to 2011. Its level 1 capital proportion was 12. 4% while 6% is viewed as very much promoted, its hazard based capital proportion was 16. 75% while 10% is viewed as very much promoted, and its influence proportion was 7. 53% while 5% is viewed as all around promoted. ( Table 4, Table 3) Chase and Citi had fundamentally the same as proportions to Bank of America. Pursue was marginally beneath Bank of America and Citi for each of the three proportions yet well over the floor to be well capitalized.Citi had a somewhat lower influence proportion and somewhat higher level 1 capital and haz ard based capital proportions. Administrative proportions are genuinely significant; anyway there are a few issues with them. The proportions are in reverse looking, so there could be a lot of progress since in the numbers. There are likewise loads of changes made by the organization to the various numbers that make up the proportion that probably won't bode well, for example, overlooking AFS misfortunes. The present hazard weighting is additionally extremely shortsighted as of now and probably won't mirror the genuine danger of the assets.One significant thing to note is that the recently discharged Basel III standards by Basel Committee on Banking Supervision (BCBS) would require a higher administrative capital proportion on banks. It is suggested that Basel III be executed by January 1, 2015. As per the new standards, the compulsory Tier 1 normal capital proportion would be 7%. Banks ought to keep up preservation cradle of 2. 5% and holds adding up to 8. 5% of advantages. Along t hese lines, all together for Bank of America to meet the future necessities and be all around promoted in face of potential money related emergencies, it should hold more and better quality capital, convey progressively fluid ssets, and breaking point influence. ( , ) Investment portfolio The net undiscovered gains on HTM protections of $177 million = $181 million + ($4) million that have not been perceived in OCI as of the finish of 2011 are owing to HTM protections that have not been regarded other than incidentally (OTT) weakened, so that amortized cost is the conveying esteem. Amortized cost is a profoundly restricted valuation reason for unsafe protections. There was almost no notice of renaming in Bank of America’s 10-K. There was a notice of a renaming of $26. billion essentially due to noninterest winning value protections being moved from exchanging account resources for different resources, however no notice of whatever else. Effect of the FSP FAS 115-2 and FAS 124- 2 on OTTI Bank of America According to FSP FAS 115-2 and FAS 124-2, banks are permitted to report non-credit related OTTI in Other Comprehensive Income (OCI). Just credit-related OTTI is perceived in total compensation. The Total OTTI misfortunes (undiscovered and acknowledged) for 2011 is $360 million, and bit of other-than-impermanent disability misfortunes perceived in other thorough salary is about $61 millions.The net sum is $299 million which is perceived in profit on AFS obligation protections in 2011, contrasted with $970 million on AFS obligation and attractive value protections in 2010. At the point when we register the administrative Tier One Capital, the undiscovered misfortunes on AFS speculations are (included back) avoided. Subsequently, the $61 million is added back to ascertain the Tier One Capital. With including back, Tier 1 hazard based capital proportion is 12. 40% as appeared on 2011 Y9C. Without including back, the proportion is (159,231,999-61,000)/1,284,466, 933=12. 39%. JP Morgan Chase For JP Morgan Chase, the10K shows Total other-than-impermanent debilitation misfortunes for are 27, 94, nd 946 million for year 2011, 2010 and 2009 separately. ( ) However, it doesn’t isolate these sums into credit-related part and non-credit related segment. In light of the other two banks models, we can surmise that the Tier One Capital for JP Morgan Chase will go up after appropriation. Citi Group Citigroup likewise embraced similar principles above in first quarter of 2009. Because of the FSP, Company’s Consolidated Statement of Income mirrors the full hindrance on obligation protections that the Company plans t

Environmental Issues of the 21st Century Free Essays

â€Å"Today human activities have become significant powers in the activity of the earth framework. They progressively challenge the framework limits of the planet, which will bring about essential, remarkable and capricious changes in the earth framework (UNEVEN, 2012). † This Is the most Important viewpoint we need to consider as we enter and right now live In the time gave by the 21st century. We will compose a custom article test on Natural Issues of the 21st Century or on the other hand any comparable subject just for you Request Now Everything occurring In this world Is reliant or, If not, controlled, by individuals. We have become the most better substance on this planet than the point that we can tinker and pick our planet’s predetermination. Given this idea, the most notorious natural concern which got into our faculties from the time we hit this century â€Å"can [simply] be arranged by the significant topics of worldwide ecological change-water, environmental change, the marine condition, etc (UNEVEN, 2012). † This wonder or change in regular patterns, territories, and, is obviously, brought about by the demonstrations of us people, being the bosses of this normal cycle. There are various parts of natural change like water, atmosphere, and so forth. However, what we as a whole know Is that the explanation for these progressions Is all in all limited by the exorbitant ND Iniquitous demonstrations of man on account of their Inventions and obstinacy. Change In water Is brought about by water toxins which originate from plants and trash which Is a result of man. Change In atmosphere Is because of ozone depleting substances which originate from consuming of synthetically perilous squanders which is made by man and consumed by man. Change in marine condition is cause by over the top angling, and water contaminations too which are the two demonstrations of man and results of man. These are Just a couple of instances of how a few parts of natural change are finished. From here, we can determine he thought that these adjustments in patterns and frameworks in nature are totally assembled by man and their demonstrations. To make it much progressively concrete and handy, presumably the most significant ecological and social worry that must be handled would be the items and activities of man and how this can be grounded on mindfulness and morals. This worry has connected and influenced various fields of science which now and then are not so much identified with one another (like: altering development by means of biotechnology up to environmental change Oval ozone harming substances) aside from the sole reason for these events which is man’s activities. To state that the worry is exclusively natural change would be a touch of a modest representation of the truth. The genuine concern would presumably be the wild demonstrations of man. It is upsetting that a solitary reason could really influence various perspectives in various manners to the point that normally known ways and cycles are tipped by negligible innovations, obliviousness of man, and self-centeredness. Mindfulness in the 21st century is exclusively focused on man. The man that we are aware of today has become that impetus to tip times of advancement and normal cycles that have been existing before us. The man that we are aware of today has become the sole controller by turning as far as anyone knows normally happening marvel to disseminate or to be made and run misleadingly. In the event that we check out us, distinctive ecological concerns have emerged which show a solitary side effect; change. Be that as it may, every one of these progressions and concerns boll down to one single factor; human Intervention. In this century, everything that has occurred and changed, earth talking, can be Justly accused on mankind â€Å"Soc TTY NAS previously went up against a most to worldwide ecological difficulties including loss of biodiversity, environmental change, water and debasement among others, and, through industriousness and inventiveness, has discovered numerous answers for these difficulties. Step by step instructions to refer to Environmental Issues of the 21st Century, Papers

Friday, August 21, 2020

Feelings towards Essay

All through this scene there are different signs about the rising pressure brought about by Eddie’s emotions towards his niece †Catherine. It starts when Eddie defies Rodolfo about exploiting Beatrice and not approaching Eddie with deference. ‘I know, however in your own town you wouldn’t simply haul off some young lady, without permission’. Here he is featuring the absence of regard he feels that Rodolfo treats him with. He is alluding to Beatrice as ‘some girl’, which shows that in Eddie’s eyes Rodolfo doesn't consider Beatrice to be anything extraordinary or significant. Beatrice (Eddies spouse) suspects that Eddie’s emotions towards Catherine are un-common and contributes all through this scene to the ascent in pressure. ‘Well he didn’t precisely drag her off however, Eddie’. This would disturb Eddie, as he isn't accepting any help, she is likewise saying that Catherine is free and decided to go with Rodolfo which would raise strain further. When Eddie reveals to Rodolfo that he is essentially her uncle, Beatrice jumps on this and counters â€Å"Well at that point, be an uncle then†. The others would fully trust this, anyway Beatrice is alluding to Eddie’s un-regular love for Catherine, which will stun Eddie. Marco then issues a test to Eddie, requesting that he state what Rodolfo has fouled up. Eddie says that Catherine was never out in the city till twelve o’clock around evening time before Rodolfo came. Marco in a split second discloses to Rodolfo that he should return home early at this point. By saying this Marco has dispensed with the alleged issue, which leaves Eddie with no issue where he can disguise his desire. Presently that Eddie has no more issues however has an imprinted sense of self. He starts to make new issues, anyway he camouflages them with the goal that these issues are seen as worry for Rodolfo; ‘I mean guess he gets hit by a vehicle, where’s his papers, who is he, you know what I mean? ‘ Beatrice expresses that a similar hazard is produced during the day when he is grinding away. Here we see that Eddie is ‘holding back a voice loaded with anger’ practically like a vehicle firing up. This basic activity is indicating the ascent in pressure because of Eddie’s issue. Eddie now withdraws to his armchair, demonstrating that he is facing a losing conflict. As Eddie is perusing his paper, ungainliness is felt in the room. Catherine responds by putting the record ‘Paper Doll’ on; the title in itself shows the tune content. At that point Catherine is overwhelmed with defiance/revolt and asks Rodolfo to move, causing Eddie to freeze and feel awkward. Rodolfo understands this and will not move anyway Beatrice and Catherine before long convince him. As Eddie consumes Rodolfo’s back he asks, â€Å"What’s this, another record? † Eddie has heard this tune commonly previously, anyway he is no consultation it through new ears, new desirous ears. When Marco uncovers that Rodolfo is a generally excellent cook, Eddie discovers this diverting and jokingly says, â€Å"It’s magnificent. He sings, he cooks, he could make dresses. † Thus making another burrow at Rodolfo, inferring that he has gay inclinations. Rodolfo erroneously accepts this as a commendation and grins fortunately. This is another open door for Eddie to put Rodolfo down and he says that he ought not be chipping away at the pontoons yet rather working in a dress shop. Once more he states it with the goal that it might be seen as a commendation. During this discourse he unknowingly curves his paper into a tight move, which gives an understanding into his to some degree infuriated/angry contemplations and furthermore represents the ascent in strain.

Saturday, August 8, 2020

Compare And Analyse The Work Of Vivienne Westwood And John Galliano

Compare And Analyse The Work Of Vivienne Westwood And John Galliano Compare And Analyse The Work Of Vivienne Westwood And John Galliano For Dior â€" Essay Example > The Comparison and Analysis of the Work of Vivienne Westwood and John Galliano for DiorVivienne Westwood had great reputation in fashion. She is known for her aesthetic trailblazer whose red hair is iconic and matches her personality. Many regard her as the most influential British designer in the 21st century. Vivienne Westwood was born in Glossop, Derbyshire in the year 1941, and she studied art and later taught, before she embarked on her fashion career. She later joined the rock impresario Malcolm McLarn, in the fashioning of an image for the British punk culture. This played a key role in the channeling of Westwood’s fascination with subcultures of the sadomasochism and fetishism, in the cloths that she designed and sold in various cloth lines like Let It Rock and Mr. McLaren’s store on Kings Road (Feminist Review, 1992, p. 241). On the other hand, John Galliano was born in the 1960s in Gibralta and he attended St. Anthony’s RC School and later the Wilson Grammar School , after which he went to Central Saint Martins College of Art and Design. He drew his inspirations from the French Revolution and he later begun his own fashion label with Amanda Harlech. Vivienne Westwood in Kenya | Photo: Juergen Teller Vivienne Westwood in Kenya | Photo: Juergen Teller Vivienne Westwood in Kenya | Photo: Juergen Teller It is therefore clear that both John Galliano and Vivienne Westwood are the most influential designers we have had. They both created the most magnificent fashion of all times. John Galliano is known for the degree collections named the Les Incroyables, which is highly attributed to the drastic changes to the London art school that he owned, to the French Revolutionary street scene (McDowell, 2000, p. 45). It may be argued that fashion is driven by the desires of the designers and Vivienne Westwood understood this very well. Although it is not clear as to what can drive ethical fashion, the wish to semaphore is of a caring nature of a person walk ing through life in shoes. Westwood was a style setter who was chic enough to rock the hand-loomed hair poncho. She understood fashion and she had love for glamour. Westwood had an effervescent taste for the fashion and this assisted her in setting the path for the generation of fashion lebels. She excised what is regarded by many as the creative freedom, the allegorical collections which had a great deal of influence in the ethnic dress as well as the huge influence on Galliano and some of his early collections. Galliano has had a romantic and sensible eccentric in his design, and this has contributed to the emergence of the new romantic club scene. He had a talent that was noticed upon his graduation, and this drew a lot of historical references from French Revolution. Although the cloths were an exaggeration of a form of historical references, what was men’s wear was used by Westwood as a point of reference for her collection, ‘Pirates’. Galliano reinterpreted the appeara nce of the wear and customized it to meet his own views. This was his first collection that clearly drew inspirations for his sophistication and the extraordinary creativity. This has remained his distinguishing trademark for his cloths (Feminist Review, 1992, p. 267).

Wednesday, June 24, 2020

University Of California Admission Essay - Free Essay Example

I have always worked hard in as far as my academic life is concerned. Ever since I entered Thurgood Marshall Academy High School, my aim has been to join the University of California to study statistics; and because I know what it takes for one to get an admission into the said university, I have always furthered my dream in and outside the classroom more especially where the aforementioned course is concerned. My performance in high school has been my motivation; it even convinced my high school heads to make me a leader despite the fact that I am an international student.. I am a Chinese Vietnamese, and I speak both languages. Since I was of age when I migrated to San Francisco, I had a lot of difficulties communicating in as far as the English language was concerned. However, this did not discourage me. I developed a habit of making a friend on a daily basis and trying to learn English from them. My struggle to know and hence communicate in English led to take an English college-level class in the summer of 2017 on the verge to improve my English and grammar. Today, I can fluently speak and write in English, and that is one of the reasons why I am writing to request for the admission into this prestigious university. I have also managed to keep a GPA of 3.83, and I am currently waiting for the SAT results. My major is mathematics, and I have followed the spirit too by attending AP Calculus and AP Statistics classes which I knew could quickly help me gain entry into the UC. I qualified to be in the Local Context (ELC) program, and that recognizes an individuals accomplishments in light of the opportunities offered by a particular high school. I was among top the top students in the context, and in a position that can be recognized by UC. As it is known throughout history, UC will always identify the top 9 percent of students based on GPA in UC-approved coursework completed in the 10th and 11th grades. I also qualified for State path and emerged to be in the top 9 percent of California high school graduates. Should an admission index be used, I am sure to fall into the group of those students expected to join UC. Besides studies, I have been working at Old Navy @ Market 4th Street SF for three months since 16 years old. I have also been working at ATT Park @ SF seasonal for more than two decades, selling corndog and beverages at football/ baseball games. I also worked on an election day at SF as the poll worker (clerk) November 4th, 2016 helping with voting. Regarding leadership, I participated for three years in my high school badminton team and was promoted to be the captain in my senior year. My team this spring got a 3rd play award when I was still a captain. I have been a team member since a freshman in high school till junior, and I have always played in every game season every spring from January to June, and then as a captain in my senior level. I also was awarded for being the best player in my team when I was but a junior member. I was the president of the Vietnamese club at my high school in junior years after had been participated in the organization for almost years attended there. These are the very competencies that make me believe that I can do even better, should I be admitted into the UC.